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  Business Checking
BASIC BUSINESS CHECKING
A Y-12 Basic Business Checking Account is designed for the special needs of our "Doing Business As" members as well as smaller non-profit organizations with low transaction volumes and modest balances.
  • Only $5 to open
  • Free first 50 items per month and only $.15 per item over 50
  • Free Business Check Card *
  • Free online access
  • Free incoming wires
  • No monthly fee
  • Free Bill Pay
  • Available overdraft protection *
ADVANTAGE BUSINESS CHECKING ACCOUNT
This versatile and low cost account is designed for businesses with limited transaction activity. It can also be a great secondary account for payroll or office expenses.
  • Free Business Check Card *
  • Free On-line access
  • Free Overdraft Protection *
  • Free Incoming Wires
  • Free first 250 items processed
  • Only $.15 per item fee for transactions over 250
  • Monthly fees are waived if you maintain a $1,500 minimum daily balance. Otherwise it is only $10 per month
  • Membership available to employees
  • Free Bill Pay
  • Standard fee for outgoing wires
PREMIER BUSINESS CHECKING ACCOUNT
Designed for businesses or those who maintain higher balances along with increased transaction activity. This is an affordable account, which offers many added features and benefits.
  • Tiered dividend rates earned on collected balances
  • Free Business Check Card *
  • Free On-line access
  • Free Bill Pay *
  • Free incoming wires
  • Free overdraft protection *
  • Two free outgoing domestic wires per month
  • No charge for first 500 processed items and only $.15 per item over 500
  • Membership available to employees
  • $5,000 minimum daily balance to avoid $25 service charge
View our current rates for more information.

For more information about our Business Accounts, contact us at 482-1043 or e-mail.
 

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.