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Business Shares
Shared Type Minimum Balance Annual Dividend Rate Annual Percentage Yield (APY) Subject to Change
Primary Business Share $1 0.05% 0.05% Quarterly
Secondary Business Share $0 0.05% 0.05% Quarterly

APY is accurate as of 1/2/2020. Dividends calculated daily, compounded/posted quarterly. Funds must remain on deposit until club disbursement in order for funds to earn dividends. Fees could reduce earnings.

Business Share Drafts
Type Minimum Balance Annual Dividend Rate Annual Percentage Yield (APY) Subject to Change
Basic Business Checking $5 N/A N/A N/A
Advantage Business Checking ($1,500-$4,999) $1,500 0.030% N/A N/A
Advantage Business Checking ($5,000 and up) $5,000 0.100% N/A N/A
Premier Business Checking ($0-$4,999) $0-4,999 0.050% N/A N/A
Premier Business Checking ($5,000 and up) $5,000 0.100% N/A N/A
Business Money Market ($2,500 and $24,999) $2,500 0.200% 0.20% Daily
Business Money Market ($25,000-$74,999) $25,000 0.250% 0.25% Daily
Business Money Market ($75,000-$99,999) $75,000 0.300% 0.30% Daily
Business Money Market ($100,000 and up) $100,000 0.350% 0.35% Daily
Business High Yield Money Market ($50,000 and up) $50,000 1.640% 1.65% Daily

APY is accurate as of 1/2/2020. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

Business Certificates
Minimum to Open 3 Months(ADR/APY) 5 Months(ADR/APY) 6 Months(ADR/APY) 12 Months(ADR/APY) 13 Months1(ADR/APY) 18
Months2(ADR/APY)		 24 Months(ADR/APY) 25
Months3(ADR/APY)
$100,000+ 0.25/0.25 1.80/1.80 0.300/0.30 0.698/0.70 0.549/0.55 1.00/1.00 1.00/1.00 0.797/0.80
$50,000-99,999 0.20/0.20 1.75/1.75 0.250/0.25 0.648/0.65 0.499/0.50 0.95/0.95 0.95/0.95 0.747/0.75
$10,000-49,999 0.15/0.15 1.70/1.70 0.200/0.20 0.598/0.60 0.449/0.45 0.90/0.90 0.90/0.90 0.698/0.70
$500-9,999 0.10/0.10 1.65/1.65 0.150/0.15 0.549/0.55 0.399/0.40 0.85/0.85 0.85/0.85 N/A/N/A

APY is accurate as of 1/2/2020. APY is Annual Percentage Yield.  ADR is Annual Dividend Rate.  Dividends calculated daily, compounded/posted monthly. Rates subject without notice. Other rates and terms are available. There is a penalty for early withdrawal.

Business Account Inquiry
  1. 13 Month Select Rate Certificate rate may change once after 6 months at member’s request.
  2. 18 Month Select Rate Certificate is not eligible for relationship pricing.
  3. 25 Month Select Rate Certificate rate may change once after 12 months at member’s request.

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