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Online Bill Pay

Bill Pay

Whether you're paying a person or a business, one-time or recurring, online Bill Pay from Y-12 FCU puts you in control of who you pay and when you pay, for FREE*! 

Bill Pay is an additional feature of our Online and Mobile Banking services that allows you to pay your bills faster, and more efficiently. Once registered, Bill Pay lets you control who you pay, when you pay, and how much - financial freedom at your fingertips! And, there is no cost for this additional feature - it's FREE! If you've been paying $2 for Teller's Check or $4 for Cashier's Checks, you could be saving time and money by taking advantage of our FREE online Bill Pay.

Simply log in to Online Banking or Mobile Banking and click on Bill Pay to get started.

Bill Pay Frequently Asked Questions (FAQs)

NOTE: NSF (Non-sufficient funds) returned check fees may apply from both Y-12 FCU and the Bill Pay service.

*As an added feature, you may express pay a bill for a $15 fee.


Popmoney is a person-to- person payment service that provides you an easy way to send and receive money directly from your Y-12 Federal Credit Union account.

Popmoney eliminates the hassles of checks and cash by allowing you to send and receive money as easily as you send and receive email and text messages. Best of all, you don't need another account. Just use your current credit union account.
  • Access the largest person-to- person payment network for financial institutions, with 1,400 participating banks and credit unions.
  • Send money using account number, email address, or mobile number
  • Select from a number of e-greeting templates for payment notifications sent via email
  • Set up future-dated, one-time payments and recurring payments
  • Add multiple email addresses and mobile numbers for any contact
  • Add multiple email addresses and mobile numbers for receiving money
  • Import contacts from popular email services (such as Hotmail, Yahoo!, Gmail)

*Popmoney transactions will be assessed a $0.50 fee per transaction to the sender.
*Some transaction limitations apply, and as a result, additional time may be required to process certain personal payments.
Payment must be within set payment limit.

After clicking the CONTINUE button, you will be redirected to a web site that is not operated by Y-12 Federal Credit Union. Please review the website's privacy and security policies as they may differ from Y-12 Federal Credit Union.