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Auto Loan Relief from Y-12 FCU
Rates as low as 3.49%25 APR*

We're celebrating our 70th anniversary by offering you low auto loan rates and affordable auto loan options to help lower your car payments! With rates on auto loan refi's and new loans as low as 2.99% APR* and no payments for 90 days, Y-12 FCU truly offers auto loan relief.


By refinancing your current auto loan from another financial institution, you may be able to lower your rate and save money on your monthly payment. And you won’t have to make a payment for the first 90 days. That’s extra money you can use now for groceries, child care, loss of income, or whatever unexpected circumstances arise. And if you’re ready to make a trade or purchase a new car, you can take advantage of the same great deal on new auto loans!

For more information about Auto Loan options from Y-12 FCU, call 865-482-1043. You may also view rates or apply online!

Apply Now For An Auto LoanView Auto Loan Rates *Subject to credit approval.

*APR = Annual Percentage Rate. Rate subject to change. First payment due no later than 90 days after loan funding for qualified loans originating between 07/01/20-09/30/20. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan if the payments began earlier. Current Y-12 FCU loans are excluded from this offer. Maximum interest rate is 18%. Rate pricing based on credit score, term and age of collateral. Loans subject to credit approval.

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