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  Y-12 FCU Core Values
  • To our members/owners for making a positive difference in their financial lives.
  • To our communities for improving the welfare of all.
  • To our heritage for financial soundness and fiduciary accountability in all that we do.
  • Dedicated to providing best-in-class member service while continuously seeking any and all opportunities for personal and organizational improvement.
  • continually seeking to build meaningful relationships with our members and employees, set upon a cornerstone of trust and respect.
  • We get the job done with a total team effort, going the extra mile everyday to create a fun and productive environment for our members and our employees.

Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.