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  Y-12 News
Shared Branching Now Available!

Y-12 Federal Credit Union is now part of the CU Service Centers Shared Branching network. With shared branching, credit unions from all over the country share facilities to give members thousands of convenient locations to perform transactions. Planning on traveling outside of the Y-12 FCU service area? Need to make a deposit, withdrawal or transfer to your credit union account? No problem! Y-12 FCU members are able to utilize more than 4,300 participating credit unions across the country and perform transactions just as if they were at Y-12 FCU at no cost. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby. To search for participating locations nationwide, click here.

Anywhere you see the swirl (which can be seen at the top center of the Home Page), you can conduct a range of transactions, such as:
• Deposits
• Withdrawals
• Loan Payments
• Transfers between accounts

To take advantage of this service, when you enter a shared branch you need to bring:
• Your home credit union's name
• Your account number
• Valid government-issued photo identification, i.e., State Driver’s license, US Passport

If you have out-of-town guests who are in need of shared branching services, they can use Y-12 FCU. The shared branching services will be available at all Y-12 FCU locations except: Clinton and East LaFollette.

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Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
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