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  Y-12 News
New Call Center Menu Goes Live on 8/27
In an effort to serve members better through our Call Center, we are implementing a new menu system to help get callers to their intended party quicke...

The Suite is complete!
The wait is over!  Last year we added Apple Pay as a convenience service for our members.  We are happy to announce we now have Samsung Pay,...

Vacation Skip-a-Payment
Your loan at Y-12 Federal Credit Union may be eligible for a Skip-a-Payment* for either June or July**. You can use your funds for vacation, home proj...

Traveling out of the country?
Due to increasing occurrences of fraud from foreign countries, your Y-12 FCU VISA credit or debit card will NOT work overseas without prior authorizat...

Mortgage Products for all Borrowers
We offer a full range of mortgage products for all borrowers, including: 100% Mortgage* 5-30 year fixed mortgages 15/15 one-time adjustable rate mo...

The Ultra Loan is here!
The Ultra loan is a “no collateral required”, 72 month term - personal loan with a LOW fixed interest rate that’s way cheaper than a...

Online Payment Center now available
Our Online Payment Center is live! In addition to making a payment over the phone, you now have another option to make your Y-12 FCU payment.&nbs...

Do not share sensitive information
This is a reminder to not share your personal information with anyone.  This includes ATM pin numbers, and online banking usernames and pass...

Live Chat Feature
You can now reach us with our Live Chat feature. The link to Live Chat appears at the bottom of your screen as a pop-up that says, "We're Available." ...

Get $5 for E-Statement Sign-up
You never have to receive another paper statement from us again...and we'll even pay you for your trouble. Sign up for Y-12 Federal Credit Union's E-S...


Autos 2011-2017 as low as 2.74% APR
60-Month Certificate as high as 1.25% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
NMLS #441816
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint
© 2016Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties.
All Rights Reserved.