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  History
From a modest beginning in 1950, the Y-12 Federal Credit Union now serves over 78,000 members as a full service financial institution. Y-12 F.C.U. is a federally-chartered, member-owned, non-profit financial cooperative. Deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an agency of the U.S. Government.

Y-12 F.C.U. is a federally-chartered, member-owned, non-profit financial cooperative. Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties:

Anderson
Loudon
Blount
Roane
Campbell
Sevier
Knox
Union


If you qualify for membership, members of your immediate family are also eligible.

At Y-12 Federal Credit Union you are more than a member - you are part of our family.
 

Autos 2009-2015 as low as 2.10% APR
60-Month Certificate as high as 1.15% APY
Home Equity-Variable Interest Only as low as 4.00% APR
*Rates subject to change; certain restrictions apply.(1)APR (2)APY
 
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Member Cellular Discounts with Sprint

NMLS #441816
Equal Housing Lender
© 2014Y-12 Federal Credit Union, serving Oak Ridge, Knoxville, and surrounding East TN Counties. All Rights Reserved.